Acquire Group Homes

The Perfect Group Home Property Score™

A house with the right
number of bedrooms is not a deal.

Nine criteria decide whether a property can become a working shared-housing house. Most operators evaluate the first one and assume the rest. Score a candidate property before you make an offer — and before you fall in love with it.

A planning tool. It does not verify zoning, occupancy, licensability or insurability for any specific property. Every determination must be confirmed with the relevant authority.

Control point 5PropertyControl the correct real estate — without automatically buying it conventionally.
LocationBedroom ConfigurationZoning PostureOccupancyConditionEconomicsInsurabilityAccessEXIT

Nine criteria

Score each one. Be hard on it.

'Unclear' is a real answer here, and an important one. Most bad deals are not scored badly — they are scored on assumptions.

01

Location & referral proximity

14 pts

Is the property actually near the referral ecosystem and services the population needs?

Pass: Close to transit, services, employment and the organisations that place this population.

Fail: Remote location with no transit and no service infrastructure nearby.

02

Bedroom configuration

15 pts

Does the layout actually support the intended occupancy?

Pass: Bedroom count and layout work for the population without awkward conversions or shared rooms nobody will accept.

Fail: Bedrooms too few, too large to be useful, or requiring conversions that eat common space.

03

Zoning posture

16 pts

Is group living a permitted use here — verified, not assumed?

Pass: Confirmed with planning staff as a permitted or conditionally permitted use for this occupancy.

Fail: Not verified, or verified as not permitted without a variance you may never receive.

04

Lawful occupancy

14 pts

How many unrelated adults may lawfully occupy this house?

Pass: The lawful occupancy count supports the bed count your economics require.

Fail: Lawful occupancy is below the bed count you modelled.

05

Condition & capex

11 pts

What does it actually cost to bring this house to standard?

Pass: Known repair scope with a written estimate you have budgeted for.

Fail: Unknown scope, deferred maintenance, or a renovation cost that changes the deal.

06

House economics

15 pts

Does it underwrite at realistic occupancy?

Pass: Positive cash flow at conservative occupancy with all operating expenses included.

Fail: Only works at full occupancy, or the payment exceeds what the market supports.

07

Insurability

12 pts

Will an insurer actually cover this use at this property?

Pass: A broker has confirmed coverage is available for this specific occupancy.

Fail: Assumed a standard dwelling policy applies. It frequently does not.

08

Access & amenities

9 pts

Does the property work for daily life without a car?

Pass: Walkable to transit, groceries, and services residents actually need.

Fail: Car-dependent location where residents have no reliable transportation.

09

Exit & reversibility

10 pts

If this does not work, what is the property worth for other uses?

Pass: Works as ordinary rental housing or a resale if the housing business fails.

Fail: Value depends entirely on the group-living use continuing.

0

out of 100

0 of 9 scored

REJECTDo not proceed

Score all nine criteria to see the property grade.

The three that kill deals

Zoning, occupancy and insurance.

Everything else is negotiable. These three are not — and they are the three most commonly assumed rather than verified.

Zoning

Group living is treated differently from single-family occupancy in many local ordinances, and treatment varies jurisdiction to jurisdiction within the same region.

Get: One phone call to planning staff, one written answer, before anything else.

Lawful occupancy

How many unrelated adults may lawfully live here is set by code and ordinance — not by bedrooms, not by square footage, and not by what the seller tells you.

Get: A written determination from the authority with jurisdiction.

Insurance

A dwelling policy written for a family may not cover an unrelated group. Coverage, liability treatment and even insurability can differ materially.

Get: A broker who will put the answer in writing before you commit.

Order of operations

Score the property before you fall in love with it.

Emotional commitment happens on the first walkthrough. That is exactly when people stop asking hard questions.

01Write the property criteria from the population decision
02Verify zoning and lawful occupancy for the jurisdiction
03Confirm insurability for the intended use
04Underwrite the house with real numbers
05Score the property against the nine criteria
06Only then make an offer
07Negotiate the weak criteria into the terms
08Re-verify before closing

A high score is not a guarantee. It means you have done the analysis most people skip. Zoning, licensing and insurance determinations still have to come from the authorities that make them — and a property that passes every criterion here can still fail one of those.

Important disclaimer

Acquire Group Homes™ provides education, consulting, business systems and real-estate strategy. It does not provide legal advice, medical advice, clinical treatment, licensing determinations, tax advice or Medicaid eligibility determinations. Requirements vary by property, population, services, city, county and state — nothing on this page states or implies that any model is automatically legal in any jurisdiction.

Operators must verify zoning, licensing, occupancy, building/fire code, fair-housing obligations, insurance, resident-rights requirements and other applicable laws with qualified professionals before acquiring or operating a property. We do not promise "no license required," guaranteed Medicaid payment, guaranteed government contracts, guaranteed occupancy, "eviction-proof" agreements, or that any structure avoids zoning or lender requirements.

Full disclaimers